Consumer Protection (E-Commerce) Rules 2020 • Section 5

Strict No-Refund & Digital Finality Policy

Comprehensive disclosure regarding the irrevocable nature of digital consumable purchases, instant sanctuary vault provisioning, and payment reconciliation terms.

Core Policy Summary:
All purchases of digital consumables (Sparks, Roses, Revelation Passes, Slumber Streaks, and Sovereign Memberships) made on the UR-Heart Web Store or in-app are strictly final, non-refundable, and non-cancellable once provisioned into your seeker vault.

1. Scope & Nature of Digital Consumable Products

UR-Heart Sanctuary is an intentional social sanctum. Products available for acquisition include digital micro-perks, direct letters, and time-bound sovereign access passes. These assets are intangible digital goods that are credited instantaneously to the seeker’s account vault upon authorization by the banking gateway.

2. Statutory Exemption from Return / Refund Rights

Pursuant to Rule 5(3)(b) of the Consumer Protection (E-Commerce) Rules, 2020 and global digital commerce standards, return and cancellation rights do not apply to services or digital content that have commenced execution or have been delivered into the consumer’s custody with prior affirmative consent. Because sanctuary perks are consumed in real-time interactions, cooling-off periods and cash refunds are strictly not supported.

3. Platform Billing Distinctions

4. Banking Timeouts & Uncredited Deductions

In rare circumstances where your bank or UPI app deducts funds but an intermediary network timeout prevents instantaneous crediting of your sanctuary vault:

  1. Automated Ledger Reconciliation: Our banking webhook listener continuously reconciles pending transactions. Credits typically settle automatically within 24 to 48 hours.
  2. Manual Vault Assist: If your perks do not reflect within 24 hours, transmit your Bank UTR / Payment ID and registered account email to [email protected]. Upon verification of receipt in our merchant account, your perks will be manually credited immediately.

5. Anti-Fraud & Chargeback Abuse

Initiating an unjustified or fraudulent chargeback through a banking institution after consuming digital perks constitutes a material breach of our Master Terms of Service. In such events, the associated seeker account will be subject to permanent incineration and blacklisting from all ASI Verticals properties.

Effective Date: October 15, 2026 • Published by ASI Verticals Private Limited • Legal Desk: Ayodhya District Court, Ayodhya, Uttar Pradesh, India